(Download) "King v. State Farm Mutual Automobile Insurance Co." by Reported In the Court of Special Appeals of Maryland " eBook PDF Kindle ePub Free
eBook details
- Title: King v. State Farm Mutual Automobile Insurance Co.
- Author : Reported In the Court of Special Appeals of Maryland
- Release Date : January 04, 2004
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 81 KB
Description
This action was brought by the insureds against the insurer on a policy of underinsured motorist (UIM) insurance. Trial was before a jury. The Circuit Court for Baltimore City, at the request of the insurer, forbade the parties from identifying the insurer as the defendant before the jury. Submitting that this restriction constituted reversible error, the insureds appeal from a judgment that was within the limits of the tortfeasor's automobile liability policy. For the reasons stated below, we conclude that the insureds' point is well taken. On the date of the automobile accident involved here, February 9, 2001, the appellants, Penelope King (Mrs. King), and her husband, Thomas R. King, Jr., were insured by the appellee, State Farm Mutual Automobile Insurance Company (State Farm), under a policy that contained UIM coverage of $100,000 per person and $300,000 per occurrence. The accident occurred when Mrs. King, while crossing a street in the pedestrian crosswalk, was struck by an automobile operated by one Wendy Farley (Ms. Farley), as a result of which Mrs. King suffered bodily injuries. The claims against Ms. Farley were resolved first. Her automobile liability insurance carrier, Allstate Insurance Company (Allstate), settled for $20,000.1 The parties to the action before us agree that this payment was the limit under the Allstate policy for appellants' claims.2 Thereafter, appellants brought the instant action against State Farm claiming $80,000 in their ad damnum.3